TERMS AND CONDITIONS
KHR Insolvency operates a chartered accounting business which provides specialist advice and strategies to companies and individuals in dealing with their insolvency concerns.

By using this Service or Platform, you indicate that you have read and re understand these Terms and Conditions and agree to abide by them at all times.

1. Intellectual Property
1.1 Excluding documents produced by way of third parties, all content published and made available on our Platform, or provided through the provision of accounting services is the property of KHR Insolvency. This includes, but is not limited to images, text, logos, documents, downloadable files and anything that contributes to the composition of our Service or Platform.

2. Third Party Indemnity
2.1 We may provide access to documents and information produced by third parties as part of our Service. While we endeavour to offer reliable and quality resources, we cannot guarantee the accuracy or quality of such third-party information and documents.

2.2 Furthermore, our Platform may contain links to third-party websites or services which are not owned or controlled by us. We do not assume any responsibility for the content, policies, or practices of any third-party website or service linked from our Platform. It is incumbent upon you, the user, to familiarise yourself with the terms and conditions and privacy policies of these third-party websites prior to their use.

3. Consumer Protection Law
3.1 Where the Australian Consumer Law, Schedule 2 of the Competition and Consumer Act 2010, or any other consumer protection legislation in your jurisdiction applies and cannot be excluded, these Terms and Conditions will not limit your legal rights and remedies under that legislation. These Terms and Conditions will be read subject to the mandatory provisions of that legislation. If there is a conflict between these Terms and Conditions and that legislation, the mandatory provisions of the legislation will apply.

4. Limitation of Liability
4.1 The Platform and Service owners, directors, officers, agents, employees, subsidiaries, and affiliates will not be liable for any actions, claims, losses, damages, liabilities and expenses including legal fees from your use of the Service or Platform.

5. Indemnity
5.1 Users of our Service and Platform hereby agrees to indemnify, defend, and hold harmless KHR Insolvency, its affiliates, officers, directors, employees, agents, and representatives (‘Indemnified Parties’) from any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) that such Indemnified Parties may incur as a result of or arising from the Client’s use, misuse, or reliance upon the advice, recommendations, or services provided by KHR Insolvency. This indemnification obligation will survive the termination or conclusion of services provided by KHR Insolvency. Notwithstanding the foregoing, the Client shall not be required to indemnify KHR Insolvency for any liability arising from KHR Insolvency’s own fraudulent acts, wilful misconduct or gross negligence.

5.2 In certain circumstances, KHR Insolvency may provide creditors with access to documents containing reports to creditors, concerning various insolvent entities via our website. We make reasonable efforts to safeguard this information through security measures, including password protection. Creditors accessing this information give an obligation that they will not disclose any information provided on our website. However, we cannot offer absolute assurances concerning the security of such information after it has been accessed by third parties, and therefore cannot accept liability for any security breaches that may occur.

6. Applicable Law
6.1 These Terms and Conditions are governed by the laws of the State of New South Wales.

7. Dispute Resolution
7.1 Subject to any exceptions specified in these Terms and Conditions and our Complaints Handling Policy, if you and KHR Insolvency are unable to resolve any dispute through informal discussion, then you agree to submit the issue first before a non-binding mediator and to an arbitrator in the event that mediation fails. The decision of the arbitrator will be final and binding. Any mediator or arbitrator must be a neutral party acceptable to both parties. The costs of any mediation or arbitration will be shared equally between the parties.

7.2 Notwithstanding any other provision in these Terms and Conditions, you agree that you retain the right to bring an action in small claims court and to bring an action for injunctive relief or intellectual property infringement.

8. Severability
8.1 If at any time any of the provisions set forth in these Terms and Conditions are found to be inconsistent or invalid under applicable laws, those provisions will be deemed void and will be removed from these Terms and Conditions. All other provisions will not be affected by the removal and the rest of these Terms and Conditions will still be considered valid.

9. Changes
9.1 These Terms and Conditions may be amended from time to time in order to maintain compliance with the law and to reflect any changes to the way we operate our Platform and the way we expect users to behave on our Site.

10. Website Information Indemnification
10.1 The website contains information regarding varying aspects of insolvency inclusive of information provided by third parties. Whilst all efforts have been made to ensure the reliability and accuracy of the information at the time of publishing, you agree and accept that the information is of a general nature and that you should seek your own individual legal advice regarding your circumstances.

10.2 You further agree to hold harmless KHR Insolvency in relation to your use, misuse, or reliance upon the information, recommendations, or services provided on this website. You further agree that KHR Insolvency will not be held liable for any loss or damage arising from your reliance upon material and information contained on this website.

11. Contact Details
11.1 Please contact us if you have any questions or concerns. Our contact details are as follows:

Address: Level 1, 331 High Street, Penrith NSW 2774

Contact Number: (02) 4708 0343

Email: office@khrinsolvency.com.au